Payment Solution Architect | FinTech | Digital Payments

One of our prestigious clients is seeking a highly skilled Payment Solution Architect to lead the design and implementation of scalable, secure, and future-ready payment systems for a fast-growing FinTech company.

This role will work closely with engineering, compliance, and product teams to architect end-to-end payment solutions , including card processing, digital wallets, real-time payments, and cross-border transactions.

The ideal candidate has hands-on experience designing enterprise-grade payment infrastructures and integrating open banking , APIs , and third-party payment providers .

Job Responsibilities

• Design and oversee architecture of digital payment solutions and platforms
  
• Integrate real-time payment rails (Faster Payments, SEPA, SWIFT, ACH)
  
• Collaborate with product and development teams to deliver API-based payment services
  
• Ensure compliance with PCI DSS , PSD2 , AML , and other regulations
  
• Develop solution blueprints, data flow diagrams, and integration frameworks
  
• Select and manage third-party payment providers (e.g., Stripe, Adyen, Worldpay)
  
• Drive scalability, availability, and security in all payment solution designs
  
• Troubleshoot and resolve architecture-related challenges across systems
  
• Stay current with emerging trends in FinTech, blockchain, and digital finance
  

Requirements

Required Skills

• Deep knowledge of digital payment ecosystems , architectures, and technologies
  
• Expertise in payment gateway integration , tokenisation , and fraud detection systems
  
• Strong understanding of ISO 20022 , EMV , NFC , and 3D Secure protocols
  
• Familiarity with cloud-native architecture (AWS, GCP, or Azure)
  
• Ability to document and present technical concepts to stakeholders clearly
  

Desired Skills

• Experience with real-time payment systems and blockchain-based solutions
  
• Hands-on coding experience with Java, Python, or Node.js
  
• TOGAF or AWS Solution Architect certification preferred
  
• Knowledge of financial data orchestration and embedded finance architectures
  

Benefits

Job Benefits

• Competitive salary + bonus
  
• Private healthcare + dental cover
  
• Hybrid or fully remote work model
  
• Generous learning & development budget
  
• International FinTech conference access