Financial Crime Analyst

About Us:
Finseta is an AIM listed global foreign exchange and payments solutions company offering multi-currency accounts to businesses and individuals. We are a fast-growing multi-faceted business with a suite of alternative banking products and have built and developed our own in-house technology to facilitate this. We have a proven track record of delivering excellent services to our clients and have big growth aspirations to become the go-to digital account for businesses trading internationally.

Why is it a good time to join?

• Finseta’s revenues have grown 100% YoY
• Expansion into new territories 2024, including Canada
• Launching a card programme supported by Mastercard
• Investing in Personal Development and Training to create future leaders within our business.

Location of the role:

London, United Kingdom

Position Overview:

As a Financial Crime Analyst with expertise in the payments and e-money sector, you will play a crucial role in supporting our efforts to combat money laundering, fraud, sanctions violations, and other financial crimes. The ideal candidate will have at least 2 years of experience in the eMoney/ Payments, including proficiency in AML/CTF investigations, sanctions investigations, and managing and optimising financial crime systems. The individual should be data-driven, self-motivated, and comfortable working in small teams. This role reports to the Deputy MLRO (DMLRO) within the UK Compliance function.
Responsibilities:

• Conduct thorough KYC reviews for new and existing customers in line with internal policies, regulatory requirements, and risk appetite.
• Analyse customer documentation and data to verify identity, source of funds, and beneficial ownership.
• Escalate and document potential financial crime concerns, including suspected fraud, money laundering, or sanctions breaches.
• Maintain accurate and timely records within internal systems to support audit and regulatory review.
• Collaborate with the wider Compliance team to resolve KYC queries and ensure consistent application of standards.
• Monitor changes in relevant regulations and contribute to the enhancement of KYC procedures.
• Support the rollout of our new Global Regulatory Framework

Qualifications and Experience (must have):

1. Minimum of 2 years of experience working within Financial Crime, preferably within the UK’s payments or e-money sectors.
2. Strong knowledge and understanding of anti-money laundering (AML) regulations, JMLSG guidance, and the FCA handbook.
3. Proven experience in conducting KYC, and utilising financial crime systems.
4. Strong data analysis skills and experience using data analysis tools and techniques to identify patterns and anomalies.
5. High level of integrity and ethics, with a commitment to upholding regulatory and compliance standards.

Qualifications and Experience (desirable):

1. ICA/ACAMS certifications are highly preferred.
2. Experience using ComplyAdvantage or similar systems for customer onboarding would be an added advantage.