Commercial Lending Director - Cashflow Lending, London
- Grow the bank with the acquisition of new borrowing customers
- Develop and deliver your business plan, responding to internal risk challenges, external market challenges, and regulatory requirements
- Develop and maintain active and influential relationships with key market professionals and players, as Metro Bank’s external face to the Commercial market (customers & professionals) building our brand and reputation in this key marketplace
- Manage all aspects of Risk, including Credit, Operational and Regulatory
- Manage, influence and build an internal network across Metro Bank to ensure a One Team approach for customers and colleagues
- Liaise with other internal stakeholders to deliver required propositions and pricing requirements, risk policies and reporting set and managed within appetites
- Be a role model for the Regional Commercial Team and Metro Bank when dealing with customers, intermediaries and colleagues
- Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders
- Proven track record of cashflow lending with specialist sector knowledge within commercial/debt advisory/banking environments
- Excellent credit underwriting skills, with a track record of lending to SMEs
- Track record in successfully building, maintaining and growing valuable commercial banking relationships
- Excellent negotiation skills with an ability to interact and influence senior/executive management internally and externally
- Experience as a Commercial Banking Director/Manager/ Business Developer or equivalent
- Experience on lending to trading business across sectors such as hospitality, leisure, manufacturing, logistics, food production, professional services etc.
- We will make sure that you are well-rewarded by providing you with a competitive salary, discretionary annual bonus, and a wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and a number of colleague discounts!
- We will give you the training to ensure you succeed in your role and plenty of internal opportunities to progress your career (around 40% of our recruitment comes from internal promotions!).
- We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible.
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