Transaction Monitoring Manager

What is our mission?

Orbital is on an exciting mission to revolutionise global cross-border payments by innovatively combining traditional fiat banking rails with stablecoins over blockchain rails for a variety of use cases. Our class leading B2B payments platform offers multi-currency e-money accounts (corporate IBANs) combined with a suite of digital assets services. Our company sits at the frontier of payments & fintech, by intersecting blockchain and traditional (fiat) financial services, and is leading the way to bridging those two worlds for corporate enterprises globally.

We believe blockchain technology is firmly here to stay, and we want to be the first to bring a combined offering of fiat & crypto payment services under one exciting platform. Learn more about our team and company story here .

What is the purpose of this role in the delivery of our mission?

As a highly skilled, detail-oriented, and proactive Transaction Monitoring Manager, you will be responsible for leading and optimising the company’s transaction monitoring framework to detect and mitigate financial crime risks. You will ensure compliance with AML/CTF regulations, manage transaction monitoring teams, and develop advanced risk-based detection strategies to enhance financial crime prevention.

What are the key responsibilities / activities of the role:

• Overseeing the transaction monitoring function, ensuring compliance with AML/CFT regulations across all jurisdictions.

• Developing and optimising transaction monitoring rules, scenarios, and risk thresholds to effectively detect suspicious activities.

• Managing and enhancing AML/CTF systems by leveraging data analytics to improve monitoring accuracy and reduce false positives.

• Leading a team of transaction monitoring analysts, providing guidance, training, and quality assurance reviews.

• Investigating, escalating, and filing suspicious activity reports (SARs/STRs) to relevant MLRO.

• Ensuring compliance with FCA, EU AMLD, FATF, Gibraltar, Estonian and other relevant jurisdictions AML guidelines on transaction monitoring and reporting.

• Monitoring and analysing emerging financial crime risks (e.g., fraud, money laundering, terrorist financing, proliferation financing, and sanctions evasion).

• Liaising with regulators, auditors, and internal stakeholders on financial crime risk matters.

• Enhancing internal policies, procedures, and governance frameworks related to transaction monitoring.

• Conducting periodic system tuning and calibration exercises to ensure the effectiveness of monitoring tools.

• Driving regulatory change initiatives, ensuring alignment with evolving AML/CFT compliance expectations.

• Conducting training and awareness sessions on AML typologies, red flags, and best practices.

What is the scope of accountability for the role:

• Lead and manage the company’s transaction monitoring programme, ensuring regulatory compliance across multiple jurisdictions.

• Oversee transaction monitoring investigations, ensuring timely identification, escalation, and reporting of high-risk transactions.

• Develop and enhance transaction monitoring rules, typologies, and risk detection mechanisms.

• Ensure full compliance with AML/CTF regulations, reporting suspicious activities to FIUs and regulatory authorities.

• Drive transaction monitoring system optimisation, data analytics, and automation for enhanced financial crime detection.

What are the essential skills, qualifications and experience required for the role?

• Minimum of 3+ years of experience in transaction monitoring, AML compliance, or financial crime risk management.

• Strong knowledge of financial crime regulations, including AML/CTF laws, FATF recommendations, EU AML Directives, FCA Handbook, and international sanctions frameworks.

• Expertise in transaction monitoring systems and risk models, including experience with tools such as Actimize, ComplyAdvantage, Chainalysis, Elliptic, or Featurespace, or SumSub.

• Experience leading transaction monitoring teams, ensuring effective case management and regulatory compliance.

• Strong analytical and investigative skills, with the ability to identify emerging risks and adapt monitoring frameworks accordingly.

• Experience in SAR/STR filings and regulatory reporting obligations, ensuring compliance with AML enforcement requirements.

• Proficiency in financial crime detection and data analytics, ensuring enhanced transaction monitoring capabilities.

• Excellent written and verbal communication skills, with the ability to present reports, risk assessments, and regulatory submissions to senior management and regulatory bodies.

• Ability to work in a fast-paced environment, managing multiple transaction monitoring investigations, system enhancements, and regulatory changes simultaneously.

What are the desirable skills, qualifications and experience that would be beneficial for the role?

• Experience working in a fast paced environment.

• The ability to multitask and prioritise effectively.

• The capacity to take the initiative and be proactive.

• The ability to work outside of your comfort zone, and be detail-oriented in everything you do.

• Chainalysis Reactor Certification or similar equivalent qualification.

• A self-starter who takes ownership of transaction monitoring enhancements and drives continuous improvement.