Underwriter, Financial Lines

WHO WE ARE

Domiciled in Bermuda, with offices in London, Miami, New York and Dubai, Relm Insurance Ltd. (“Relm”) is the first IIGB (Innovative Insurer General Business) insurer regulated by the Bermuda Monetary Authority (“BMA”). Since inception, Relm has remained focus on its Vision of “ Making Innovation Resilient” by providing insurance to companies pioneering new horizons in technology in more than 35 countries around the world. Relm’s dynamic global team has executed market-leading insurance solutions for companies operating in web3, AI, financial technology, biotech and other important emerging sectors.

WHAT WE ARE LOOKING FOR

At Relm Insurance Ltd, our Mission is “ To contribute to the building of the future by creating solutions for complex risks in innovative markets.”As part of our journey to lead the market in emerging sectors, we are looking for an experienced Underwriter, Financial Lines to join our dynamic team.

At Relm, we believe in fostering a diverse and inclusive culture, where everyone is empowered to bring their unique perspectives and ideas. Our core values of  Accountability, Collaboration, Curiosity & Creativity , and  Courage & Optimism  are central to who we are, and we strive to bring these values to life every day.

WHO WE ARE LOOKING FOR

As the  Underwriter,  you will play a critical role in our Financial Lines underwriting team. You will be responsible for evaluating and underwriting complex risks within the financial sector, including  Directors and Officers (D&O) liability, Professional Liability (E&O), Cyber Liability, and Employment Practices Liability (EPL).  Your strategic insight, underwriting expertise, and leadership skills will drive profitable growth and ensure the delivery of exceptional service to our clients.

WHAT YOU WILL DO

• Evaluate and underwrite complex risks within the financial sector, including D&O liability, E&O liability, Cyber Liability, and EPL.
• Conduct thorough risk assessments and analysis to determine appropriate coverage and pricing strategies.
• Review and analyze underwriting data, market trends, and industry developments to identify emerging risks and opportunities.
• Build and maintain strong relationships with clients, brokers, and industry partners.
• Collaborate with the sales and marketing teams to develop and execute effective client engagement strategies.
• Provide expert advice and solutions to clients, addressing their unique insurance needs and requirements.
• Manage and optimize the Financial Lines underwriting portfolio, ensuring a balanced and profitable book of business.
• Monitor portfolio performance and trends, making recommendations for portfolio adjustments as needed.
• Implement risk mitigation strategies and loss prevention measures to minimize exposure and maximize profitability.

Requirements

WHAT YOU'LL BRING TO THE TABLE 

• Minimum of 5 years of experience in underwriting roles within the insurance industry, with a focus on Financial Lines.
• Extensive knowledge of Financial Lines products and coverages, including D&O liability, E&O liability, Cyber Liability, and EPL.
• Strong analytical skills and ability to evaluate complex risks and underwriting data effectively.
• Exceptional organizational and time management skills
• A creative problem solver with strong critical thinking skills and an ability to look at problems from new and different angles
• Ability to work in a fast-paced and collaborative team-centric environment
• A comfortable communicator who can clearly and authentically convey a written and verbal message
• Advanced skills across all Microsoft Office applications
• Excellent interpersonal skills and comfort with leading high-profile client and broker meetings
• Exceptional attention to detail and work ethic
• Ability to work outside of core hours and travel overseas, as required
• Interest and conceptual comprehension in Web 3.0, Digital Assets, Blockchain technology, the Cannabis sector, AI, or Financial Markets
• Completed, or working towards, a professional designation in insurance underwriting, finance, or accounts, such as RPLU, CPCU, ACII, AU, CPA, or CFA

Benefits

WHY YOU’LL LOVE WORKING WITH US

At Relm, we are not just another insurance company – we are a team of innovators, creators, and collaborators who are shaping the future of insurance. We value each individual’s unique skills and experiences and offer a workplace where creativity, innovation and diversity are at the heart of everything we do.

We are deeply committed to building an inclusive culture, where every team member feels supported and empowered to do their best work. At Relm, you will have the opportunity to grow in your career, be part of an exciting industry transformation, and contribute to a team that celebrates creativity, collaboration, and innovation.

WHAT WE OFFER 

• Comprehensive Health & Wellness Coverage: We fully cover 100% of your supplemental health, dental, vision, disability, and life insurance plans, so you can focus on what matters most—your health and well-being.
• Generous Pension Plan: Enjoy peace of mind with a 10% employer contribution to your pension, securing your future while you excel in your role.
• 28 Days of Paid Annual Leave: Take time to recharge with 28 days of vacation, because we believe in work-life balance.
• Professional Growth & Development: We invest in your growth through continuous training, development programs, and mentorship opportunities to help you reach your full potential.
• Travel & Commuting Perks: Benefit from travel incentives, including commuting and parking support, so you can get to work with ease.
• Wellness & Fitness Benefits: Stay fit and healthy with gym memberships and access to exercise classes—because we care about your well-being.
• Your Voice Matters: Work in an environment where your ideas and opinions are not just heard but valued—helping shape the success of our team.
• Endless Growth Opportunities: We offer multiple pathways for career advancement and personal development, ensuring you have the resources to grow within the company.
• Flexible Work Arrangements: Enjoy a hybrid work environment that supports your career while offering the flexibility you need for a family-friendly lifestyle.
  At Relm, you won’t just join a company - you’ll be part of a team that’s shaping the future. If you’re ready to make an impact, we’d love to hear from you.