Senior Underwriter - Property

Job Type:

Build a brilliant future with Hiscox

Hiscox London Market specialises in managing risk and focusing on our key areas of expertise and strength - all of which is underpinned by a culture that encourages us to challenge convention and always look for a better way of doing things.

We insure the unique and the interesting and we search for the same when it comes to talented people. Hiscox is full of smart, reliable human beings that look out for customers and each other. Everyone is encouraged to think creatively, challenge the status quo and look for solutions.

About the Property division

Our team of underwriters focus on Property and Special lines across the London Market, ranging from Household, Commercial Property, Flood, Major Property and Alternate Risk. As a high performing, diverse team, we are always looking to challenge ourselves to deliver exceptional underwriting performance and quality.

This is a fantastic opportunity to join the Property Binders team as a Senior Underwriter, contributing to a significant line of business within the London market during favourable trading conditions. You’ll be part of dynamic and established lead market, operating across multiple territories. If you like a challenge and work to high standards, this could be the role for you.

Key responsibilities:

• Underwriting new and existing risk presented to Hiscox

• Management of binding authorities

• Contribute to portfolio management

• Support the development of our products and refinement of our pricing

• Develop new business across the US, Canada and Caribbean

• Support in further development of our underwriting system, control processes and reporting suite

• Conduct market and industry research to develop knowledge

• Have established and well managed broker relationships

• Attend client meetings and events to grow industry knowledge and sell the Hiscox brand

• Contribute to wordings and contract review process

• Support with the account management and business planning

• Experience of portfolio management is essential

• Experience as a lead market is favourable

• A long track record of delegated authority underwriting experience

• Multi-class experience (Homeowners & Commercial and/or others)

• Strong mathematical literacy and interested in technical aspects of underwriting and pricing. A-level Science or Maths as a minimum

• A confident communicator with demonstrable communication skills both oral and written

• A strong track record of working successfully in a team

• Have a good understanding of catastrophe models and their impact in writing single risks or a portfolio of risks

• Have a keen interest in data analytics

• ACII qualification is favourable

• A natural innovator who always looks for a better way to service their customer

• Ability to prioritise work and manage effectively and accurately under pressure, ensuring that deadlines are met

Behavioural traits:

• A winning attitude; hungry for knowledge, never satisfied and a passion for innovation

• A team player; believes in achieving as a team, has empathy for others and approachable even in stressful times

• Adaptable; Always looks for a better way, flexible in style and resilient to change

Diversity and flexible working at Hiscox

At Hiscox we care about our people. We hire the best people for the job and we’re committed to diversity and creating a truly inclusive culture, which we believe drives success. We also understand that working life doesn’t always have to be ‘nine to five’ and we support flexible working wherever we can. No promises, but please chat to our resourcing team about the flexibility we could offer for this role.

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Work with amazing people and be part of a unique culture