Junior Engineer

Funding Circle UK
London

Description

Junior Engineer

We are looking for a Junior Engineer in our Finance & Payments team.

The Finance & Payments team works on critical payments infrastructure to ensure other systems are easily able to send and receive payments to and from borrowers, brokers and investors. They are also responsible for ensuring that we comply with FCA regulations with regards to reconciliations.

Who are we?

We’re Funding Circle. We back small businesses to succeed.

At Funding Circle, we believe the world needs small businesses. That’s why we’ve made it ourmission to help them get the finance they need to grow.

With more than a decade of expertise under our belt, we’ve built a game-changer of a platformwith cutting-edge data and technology that’s reshaping the landscape of SME lending. Saygoodbye to lengthy applications and hello to lightning-fast decisions! In just minutes, SMEsacross the UK can get a decision, giving them access to competitive funding in a flash.

We know that good business is about good people. So we pride ourselves on providingmeaningful, human support as well as fast, hassle free processes to deliver an unbeatablecustomer experience.

The role

  • You will collaborate closely with your team, using pair programming and code reviews to build and maintain our products. This is a hands-on role where you'll be writing code, working on existing solutions, and learning from experienced engineers every day.

  • You will actively participate in all aspects of team life, from daily stand-ups and retrospectives to contributing to documentation and engaging with the wider engineering community. Your voice is important, and you'll be encouraged to share ideas, ask questions, and help shape a positive and effective team culture.

What we’re looking for

  • Experience in either Python or Ruby
  • A proactive and curious learner with a genuine passion for technology. You are someone who actively seeks feedback, isn't afraid to ask questions when you're stuck, and is driven to continuously develop your skills and understanding of our business domain.
  • A collaborative team player with a foundational understanding of software development principles. You should be familiar with version control (like Git) and have some experience writing code, but more importantly, you thrive on working with others, listening to different perspectives, and contributing to a positive and inclusive team environment.

At Funding Circle we are committed to building diverse teams so please apply even if your past experience doesn’t align perfectly with the requirements.

Want to learn more?

  • We have a huge impact on the businesses that borrow through our platform, the communities they serve and the overall economy (last year £7.2bn of GDP generated). You can read our full Impact Report here: https://www.fundingcircle.com/uk/impact

  • To see what our customers think, visit our Trustpilot page: https://uk.trustpilot.com/review/fundingcircle.com

  • And we’re still evolving! Our award-winning multi-product platform is solving more SME finance challenges than ever before. We think big, rally together and meet the needs of SME customers like no other.

Why join us?

At Funding Circle, we celebrate and support the differences that make you, you. We’re proud to be an equal-opportunity workplace and affirmative-action employer. We truly believe that diversity makes us better.

As a flexible-first employer we offer hybrid working at Funding Circle, and we've long believed in a 'best of both' approach to in-office collaboration and non-office days. We expect our teams to be in our London office three times a week, where you can take advantage of our newly refurbished hybrid working space, barista made coffee and subsidised lunches (via JustEat) every day!

We back our Circlers to build their own incredible career, making a difference to small businesses every day. Our Circler proposition is designed to support employees both in and out of work, and it is anchored around four pillars: Health, Wealth, Development & Lifestyle.

A few highlights:

  • Flexibility: We provide you with a benefit allowance so that you can tailor your benefit selection to you and your family’s needs.

  • Health: Private Medical Insurance, Dental Insurance, Health Cash Plan, Health Assessments (including female fertility health assessments), eyecare vouchers, flu jabs, Wellhub (for discounted flexible gym membership and access to wellbeing apps) access to a free Employee Assistance Programme and free Digital GP for yourself and any children under 16.

  • Wealth: Life Assurance, Income Protection, Critical Illness Cover, financial coaching through Octopus Money Coach, a tax-advantaged share scheme, a free mortgage advisor partnership and discounts across numerous retailers through Perks at Work.

  • Development: Dedicated annual Learning & Development allowance and full access to internal learning platform.

  • Lifestyle: Electric Car Scheme, Cycle to Work scheme, Season Ticket Loans, and more!

And finally, we have award winning parental leave policies supporting parents through enhanced maternity, partner and adoption leave, as well as additional leave for parental bereavement and for fertility treatments.

Ready to make a difference? We’d love to hear from you.

Posted 2025-08-21

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