Associate software engineer

🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

Hear from our UK team about what it's like working at Monzo ✨

Software Engineering Internship (Summer 2026)

Closing Date: 14th November 2025

📍London | 💰 £40,000 pro rata | Technology | L10 on the Engineering Framework

Engineering at Monzo

We have nearly 500 engineers across Monzo who design and build our in-house banking platform. We have big ambitions for the future, and technology plays a big role in creating a bank our customers want, so engineers at Monzo collaborate across disciplines to solve interesting challenges throughout the company.

These range from the products our customers use everyday to underlying infrastructure, security, payments and finance, customer operations, financial crime, and data, to name just a few areas. As a bank, there is scope for impact across a huge number of opportunities.

We contribute to open source software as much as possible. Our blog is a good place to learn even more about what we do.

Engineering Interns

As a software engineer intern at Monzo, you’ll be matched with a team where you’ll spend the summer working on a real project for our customers. We’ll pair you with a mentor who will support you to design and ship a solution to solve a real problem.

You’ll have the opportunity to work alongside engineers to learn more about software engineering and the types of challenges engineers at Monzo solve on a day-to-day basis.

You’ll Spend Your Internship

• Writing, testing and shipping code that supports new features for our customers
• Reviewing code for your colleagues, to pick up any improvements and learn from your peers
• Working with product managers, designers and data analysts on your team
• Learning about new technologies, engineering practices and what a full-time software engineering role looks like
• Proactively seeking out feedback to improve and accelerate your learning
  
  

What You’ll Be Using

We rely heavily on the following tools and technologies:

• Go to write our application code (there’s an excellent interactive Go tutorial here)
• Cassandra for most persistent data storage
• Kafka for our asynchronous message queue
• Kubernetes and Docker to schedule and run our services
• AWS for most of our production infrastructure and GCP for most of our data infrastructure
• React for our public web apps and internal tools
• Kotlin for our Android app
• Swift for our iOS app
  
  

🤩 We’d love to hear from you if…

• You are completing a degree in Computer Science or another technical field with exposure to programming and are graduating in 2027
• You enjoy learning about new technologies and have a passion for problem-solving
• You are available full-time for a minimum of 12 weeks between June and September 2026, we will have two June start dates to choose from
• You have the full right to work in the UK with no limitations during the 12 weeks.
• You can work from our London office on a hybrid basis to collaborate with your team and mentor, as well as attend intern events over the summer
  
  

Please note you must hold the right to work in the UK through the full duration of this internship.

🙌What’s In It For You

💰£40,000 pro rata

📍This role will be based in our London office on a hybrid basis (2 days per week in office)

⏰ We offer flexible full-time working hours and trust you to work enough hours to do your job well, and at times that suit you and your team

💻 Top-spec Macbook to use over the course of your time with us

🧠 Knowledge-sharing sessions with your squad and wider discipline

👯 Team and company wide socials / events

🍝 Lunch on Monzo twice a week from a range of street food vendors

🌈 The application journey has 3 key steps

Our Application Process Involves Three Main Stages

• Submit your application with the short questions answered
• If you’re successful, we’ll invite you to complete an exercise to demonstrate your programming and problem-solving skills
• If all goes well, you’ll have your final interviews with members of our engineering team via Google Meet
  
  

The closing date for applications is 14 November 2025, but we encourage you to apply as soon as possible as we will be extending offers on a rolling basis.

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.

You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions or want to talk through reasonable adjustments ahead of or during application please us at any point on [email protected].

Please also use that email to let us know if there's anything we can do to make your application process easier for you, because of disability, neurodiversity or any other personal reason.

#EP-1

Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊