Banking and Payments Manager - Global

Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.

Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.

For everyone, everywhere.

Job Description

More about our mission and what we offer .

Help us build the best payment rails in the world. At Wise, we are building the best infrastructure to move money internationally.

Today, Wise customers can send and exchange money in over 40 currencies. By this time next year, we aim to make Wise available in all 175 currencies worldwide — and that's where you come in! Our goal is to empower people and businesses to send money wherever they need, making money truly work without borders. In this role, you'll work closely with our Swift team to open up Wise as broadly as possible.

Once coverage over Swift is achieved, you'll figure out how to efficiently implement the remaining currencies by working with global payment aggregators or with regional teams via local banks and payment service providers. Once our customers can send money anywhere in the world, you'll have the chance to solve the puzzle of eliminating hidden fees, making Wise's global payment network the most transparent one out there.

Note - This is not a sales role - for that, see our Business Development roles.

Your Mission

Help us grow, maintain and scale our bank partner and payment scheme relationships. At Wise, we are building the best infrastructure to move money internationally, so you will:

• Collaborate with product and engineering teams to help build the best payment rails in the world including optimising our SWIFT network and other global payment aggregators.
• Monitor and improve our payment product economics, to solve the puzzle of eliminating hidden fees, making Wise's global payment network the most transparent one out there.
• Align closely with Product and Compliance teams to ensure our payment systems remain compliant to future regulations.
• Analyze payment scheme rulebooks and articulate requirements to product and engineering teams, covering settlement models and payment flows.
• Work with banking partners, central banks and payment schemes to enable Wise’s expansion goals. Including onboarding and contract reviews.

Qualifications

The ideal candidate will have a strong background in banking and payment systems, understands the world of correspondent banking, with a proven track record of managing and optimizing payment processes. This role requires strategic thinking, customer focus, a cross-functional mindset, technical understanding, attention to detail, and a deep understanding of the payment industry, as well as:-

• Experience in payments, either in an advisory, technical or operational, ideally within a bank, payment service provider, fintech, or public sector organization.
• Understanding of the latest payment regulations, specifically PSD3, ISO 20022, Open Banking, and real-time payment schemes.
• Good understanding of domestic payment schemes, correspondent banking, SWIFT and can translate into technical and operation requirements.
• Self-starter who is able to get stuff done and do proactive problem solving. Not afraid to get hands dirty to deliver what is needed - we’re a fast-growing company and you will need an entrepreneurial and solution-oriented mindset to thrive
• A very good communicator who can articulate well inside Wise as well as to our bank partners.
• Forward thinking: Anticipation of organizational needs for efficiency
• You’re naturally curious about solving customer problems and quickly follow through on your ideas.

Additional Information

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.

Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

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