Senior Retail Pricing Analyst - Motor Insurance

At Zego, we know that traditional motor insurance holds good drivers back. It’s too complicated, too expensive, and it doesn't take into account how well you actually drive.

That’s why, since 2016, we’ve been on a mission to change all of that. Our mission at Zego is to offer the lowest priced insurance for good drivers.

From van drivers and gig workers to everyday car drivers, our customers are our driving force — they’re at the heart of everything we do.

We’ve sold tens of millions of policies so far, and raised over $200 million in funding. And we’re only just getting started.

Purpose of the role

As a Retail Pricing Analyst , you will be responsible for the commercial application of our optimisation strategy. You will bridge the gap between advanced technical algorithms and real-world market performance. This role is ideal for an analyst with a strong insurance background (potentially within a large personal-lines insurer) who wants to move into a more agile, Python-led environment where they can shape the future of motor insurance pricing.

What you will be working on

• Executing and refining retail pricing strategies across UK and European markets to meet business-critical KPIs.
• Analysing customer price elasticity and churn behaviour to recommend rate changes that maximise lifetime value and portfolio health.
• Monitoring the performance of optimised rates and providing technical deep-dives to the Director of Pricing and senior leadership.
• Leading the pricing for new, innovative products, ensuring our market entry is both competitive and mathematically sound.

What you will need to be successful

• Strong Python coding experience is a requirement. You must be comfortable working within a modern, code-based technical stack.
• Experience within a sophisticated pricing or actuarial function, ideally within the motor insurance sector.
• A desire to move beyond traditional pricing cycles and leverage modern optimisation techniques to drive business growth.
• A track record of balancing commercial ambition with pricing integrity and loss-ratio stability.

What’s it like to work at Zego?

Joining Zego is a career-defining move. People go further here, reaching their full potential to achieve extraordinary things.

We’re spread throughout the UK and Europe, and united by our drive to get things done. We’re proud of our company and our culture – a friendly and inclusive space where we can lift each other up and celebrate our wins every day.

Together, we’re setting the bar higher, delivering exceptional work that makes a difference. Our people are the most important part of our story, and everyone here plays a role. There’s loads of room to learn and grow, and you’ll get the freedom to steer your career wherever you want.

You’ll work alongside a talented group who embrace each other's differences and aren’t afraid of a challenge. We recognise our achievements, learn from our mistakes, and help each other to be the best we can be. Together, we’re making insurance matter.

How we work

We believe that teams work better when they have time to collaborate and space to get things done. We call it Zego Hybrid. We ask you to spend at least one day a week in our central London office. We think it’s a good mix of collaborative face time and flexible home-working, setting us up to achieve the right balance between work and life.

Our approach to AI

We believe in the power of AI to meaningfully improve how we work - helping us move faster, think differently, and focus on what matters most. At Zego, we encourage people to stay curious and intentional about how AI is leveraged in their work and teams to drive practical impact every day. This is your chance to do the most meaningful work of your career - and we’ll provide you with the tools, support, and freedom to do it well.

Benefits

We reward our people well. Join us and you’ll get a market-competitive salary, private medical insurance, company share options, generous holiday allowance, and a whole lot of wellbeing benefits. We also offer an annual flexible hybrid working contribution, which you can use to support with your travel to the office or towards your own personal development. And that’s just for starters.

There’s more to Zego than just a job - Check out our blog for insights, stories, and more.

We’re an equal opportunity employer and we value diversity at our company. We do not discriminate on the basis of race, religion, national origin, gender, sexual orientation, age, marital status, or disability status.

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