Liquidity Director

Wise
London
Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.

Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.

For everyone, everywhere.

Job Description

More about our mission and what we offer .

We’re looking for a Liquidity Director to join us and do things differently.

As Wise continues to evolve and diversify its product offerings and risk management approach, centralising first line liquidity risk management becomes paramount to ensure alignment across teams and ensuring aligned financial risk management under BAU and stress scenarios.

Wise is now seeking a first line liquidity director with proven expertise in liquidity risk management, from supply to usage, who can work with cross functional treasury and product teams to define and implement a framework for sourcing, usage, allocation and costing.

Collaborating across the risk, product and treasury teams the Liquidity Director will help to build a complete picture of our liquidity position on a current and forward looking basis. Helping to increase cost efficiency and stability, to facilitate instantaneous client transactions and clearly communicate availability of funds which are key to unlock customer growth.

What You’ll Do.

  • Work as part of a cross functional Liquidity team, including Analysts, Data Scientists, Product, Engineering, Functional Specialists and Controllers analytics, controllers with the aim of managing liquidity risk and having a positive impact on our customers through speed, price and convenience.
  • You will contribute to the vision and direction of the liquidity team, and partnering with others, lead the development of Wise’s liquidity risk management strategy considering both current and future global regulatory obligations.
  • Own the overall liquidity risk framework, developing and enhancing what exists and aligning with Risk Owners on their sub-elements and with Treasury Squad leads and ALCO on the overall framework.
  • Ensure that risk owners and managers have set appropriate requirements to monitor the real time usage/availability of liquidity (and other key data points) and have aligned long term liquidity forecasts.
  • Work with FX, Cash and Asset Management and other Treasury teams to develop an effective intraday liquidity management framework, with considerations for funding streams (i.e. repos), buffer optimisation, regional/entity liquidity needs/allocations
  • Stay at the forefront of industry trends, regulatory changes, and emerging risks affecting liquidity management in fintechs and banks

Qualifications

  • Significant experience working across liquidity management in a neo bank and/or major fintech, ideally with some payments or global remittance experience.
  • Confident communicator with an adaptable approach to applying knowledge.
  • Expertise in key liquidity metrics and liquidity regulations.
  • Proven understanding of operational liquidity e.g. cash flow management.
  • Understanding of monetisation techniques for fixed income instruments such as implementation of Repos.
  • Experience working with good governance and effective liquidity control frameworks.
  • Ability to formulate internal policy and frameworks, specifically around liquidity allocation.

Additional Information

Leading At Wise

Our 4D leadership framework, defined by four key attributes, captures what it means to be an impactful leader at Wise. Our unique culture gives teams and individuals the autonomy to make impactful decisions for our customers. Leaders empower their teams to deliver this impact and champion our culture.

  • Design: Our leaders design the strategic direction, empowering their teams to operate autonomously and make data-driven decisions that directly benefit our customers.
  • Drive: They drive a high-performing culture by acting as a coach, nurturing an environment of continuous development and growth.
  • Develop: Leaders actively develop resilience and emotional intelligence to lead authentically and by example.
  • Disrupt: They disrupt the status quo by championing change and innovation, constantly seeking new ways to achieve our mission.

WE’RE PEOPLE WITHOUT BORDERS. BUILDING MONEY WITHOUT BORDERS.

We’re also people without judgement or prejudice, too. We want to work with the best people, no matter their background. So if you’re passionate about learning new things and keen to join our mission, you’ll fit right in.

And because we believe that diverse teams build better products, we’d especially love to hear from you if you’re from an under-represented demographic.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.

Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.
Posted 2025-12-27

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