Financial Crime Analyst (Part-Time)

About Us:

Finseta is an AIM listed global foreign exchange and payments solutions company offering multi-currency accounts to businesses and individuals. We are a fast-growing multi-faceted business with a suite of alternative banking products and have built and developed our own in-house technology to facilitate this. We have a proven track record of delivering excellent services to our clients and have big growth aspirations to become the go-to digital account for businesses trading internationally.

Why is it a good time to join?

• Finseta’s revenues have grown 100% YoY
• Expansion into new territories 2024, including Canada
• Launching a card programme supported by Mastercard
• Investing in Personal Development and Training to create future leaders within our business.

Location of the role:

Remote (preferably UK based)

Working Pattern :

This role is a 20 hour permanent contract, with two shift patterns on offer. Monday - Friday 7am-11am, or Monday-Friday 8am-12noon (UK time zone).

Position Overview:

As a Financial Crime Analyst with expertise in the payments and e-money sector, you will play a crucial role in supporting our efforts to combat money laundering, fraud, sanctions violations, and other financial crimes. The ideal candidate will have at least 2 years of experience in the eMoney/ Payments, including proficiency in AML/CTF investigations, sanctions investigations, and managing and optimising financial crime systems. The individual should be data-driven, self-motivated, and comfortable working in small teams. This role reports to the Deputy MLRO (DMLRO) within the UK Compliance function.

Responsibilities:

• Conduct detailed and comprehensive analysis of payment transactions, customer profiles, and account activities to identify and mitigate potential financial crime risks.
• Use data analysis tools and techniques to identify patterns, anomalies, and trends that may indicate financial crime activities.
• Investigate and analyse suspicious activities, transactions, and behaviour patterns, using available internal and external tools, databases, and resources.
• Implement appropriate fraud management practices and internal investigations of potential fraudulent transactions.
• Assist in the development and implementation of transaction monitoring and surveillance systems, ensuring their effectiveness in identifying potential risks.
• Participate in internal and external audits, examinations, and regulatory reviews related to financial crime compliance.
• Leverage data-driven insights to identify areas for process improvement and automation, enhancing the efficiency and effectiveness of financial crime investigations.

Qualifications and Experience (must have):

1. Minimum of 2 years of experience working within Financial Crime, preferably within the UK’s payments or e-money sectors.
2. Strong knowledge and understanding of anti-money laundering (AML) regulations, JMLSG guidance, and the FCA handbook.

Qualifications and Experience (desirable):
1. ICA/ACAMS certifications are highly preferred.