Product Manager

City & Capital are currently working with one of the UK's most dynamic and fast-growing specialist property finance lenders who are renowned for their innovation and tailored products to suit the needs of a broad range of professional borrowers, such as property developers and investors.

Our client currently offers a range of property-backed loans to cover bridging finance, development exits, commercial mortgages and buy to let. They have exciting plans to launch new solutions within this range, as well as to expand their product reach into new markets.

As a result, they are keen to expand their market leading product development and innovation team with the appointment of an experienced & knowledgeable Product Manager who will play an integral role in the management & performance of existing products, as well as being key to the innovation of new loan products for existing and new market segments.

Our client is known for their capacity to understand the needs of borrowers in an ever-changing environment and offer loans to suit most situations, including smaller loans for smaller projects, extending to large loans ranging between £50m - £100m for larger scale real estate plans.

Due to success to date, the lender has now doubled the size of their UK loan book and team 6 times in the last 6 years, with plans to achieve this for a 7th time across the coming period. Product innovation and delivery will be key to the attainment of this.

You will work closely with the lenders Chief Mortgage Officer & Senior Product Lead within the role. This is also a role that comes with plenty of progression potential for those that are successful in the role.

About the Role

The successful candidate will work as a key part of the Chief Mortgage Officer’s product and innovation team and will help to shape and optimise the firm’s specialist lending products -covering residential, semi-commercial and commercial real estate.

You’ll conduct market and competitor research, analyse broker and borrower feedback, and collaborate with internal teams (such as sales and underwriting) to deliver solutions that meet the needs of the borrowers.

Ultimately, you will devise and create products that are commercially viable, aligned to the needs of the companies funding partners and desirable for the core borrower.

This is a fast-paced, hands-on role with huge strategic impact.

Key Responsibilities

• Own the full product lifecycle for specialist lending products
• Analyse market trends and identify growth opportunities
• Build and maintain product requirements with input from internal teams
• Develop business cases aligned to wider company strategy
• Monitor product performance and support data-driven optimisation
• Act as a key voice in shaping how products are launched, marketed, and communicated
• Work closely with Sales and BDMs to align offering with broker and borrower needs

The ideal candidate will demonstrate current or previous experience in product innovation/development for a lender operating within the mortgage, commercial real estate or specialist property finance markets. This role may also suit a proactive Product Analyst looking to take a step up.

You will demonstrate a sharp commercial mindset and a proven ability to build business cases to assess & make recommendations on aspects such as product pricing, margin, and risk trade-offs.

The capacity to analyse product and loan book performance is essential, as is the ability to deliver strategic insights to senior stakeholders and external partners to demonstrate product performance and/or viability.

On?Offer:

Our client is ideally looking to pay between £55k - £70k as a basic salary for the ideal individual, relevant to experience. Higher offers may also be considered for exceptional talent and potential. Salary will be complemented by a favourable bonus scheme too, that will significantly enhance annual earnings.

Most notably, due to our clients continued growth & strong and proven promote from within policy, this is also a role that comes with plenty of progression potential, where excellent performance is delivered. In turn, this could see you propel both career standing & salary within, as you make a real impact on the role and business.

The role will be based in ourclients Mayfair offices, offering a collaborative and fast paced working environment.

There is a reasonable amount of urgency to fill this position as you might expect, for the reasons outlined. We do not expect this role to be on the market for long!

Therefore, if this role does sound like one that you are both qualified for and interested in then we look forward to your application as soon as possible. We do not expect this role to be on the market for long!

We will aim to review your application as soon as possible and get back to you with an update following.

We look forward to hearing from you.

Kind Regards,

The City and Capital Team.