Head of Pricing & Decisioning

Some key info for you about Liberis: 

We were founded in 2007

We have provided over $3bn of funding to small businesses so far

We have been named in CNBC & Statista Top 150 UK Fintechs for 2025

We're a global team, with a dynamic presence in 6 key locations around the world

We're a thriving community of over 290 innovative minds

We're a vibrant melting pot, celebrating over 27 nationalities in our team

Our team brings experience from over 740 previous companies, from startups to global giants

We have just been named as one of FinTech’s Finest 50 by Welcome to the Jungle

We’re proud to be an accredited Real Living Wage employer, ensuring everyone is paid fairly for the great work they do!

The team:

Play a critical role in the newly formed Credit & Commercial Strategy team by bringing together Pricing, Decisioning & AI/ML Credit modelling and leveraging a world-class, data-led Credit approach to deliver exceptional outcomes for SMEs and partners. Working between the Credit & Commercial Strategy craft and Platform Families, this is a keystone role to drive Liberis’ growth.

The role:

Own the development of central pricing & decisioning capabilities including unit economics tracking and projections, yield targets and analytics and frameworks, decisioning monitoring, evaluation and testing frameworks, and scalable tooling for pricing and decisioning operations.

Manage a skilled team of pricing and decisioning analysts who support both central analytics and tools/models, as well as specific initiatives on Family P&L units brought in through the Head of Credit and Commercial Strategy within each Family.

Contribute credit expertise and guide priorities to AI/ML engineers working within the Credit & Commercial Strategy function, providing crucial input on the business priorities to guide design and configurability of AI/ML products.• Commission and co-build new pricing and decisioning approaches with the Credit and Commercial Strategy craft, translating family-specific needs in close collaboration with Family Heads of Credit & Commercial Strategy into generalised, scalable model requirements and highly configurable toolkits for deployment within P&L units.

What we think you’ll need:

• Strong grounding in financial modelling, unit economics and risk & credit, with an ability to connect deep insights and tool/model design into strategic priorities and decisions.
• Strong systems-thinking with an instinct for scalability – experience taking ad hoc analyses or frameworks and make more robust, productise or automate them, for integration into wider cross-functional business decision processes.
• Experience managing and up-skilling analytical teams and managing multiple priorities and tight timelines whilst maintaining quality standards.
• Cross-functional collaborator - able to work across product, engineering, risk, and commercial within the family and bring those perspectives together around a coherent credit and commercial approach
• At ease with ambiguity and new product design - many of the problems this role tackles won't have existing playbooks, and you'll need to build the approach from first principles.
• Clear communicator: able to translate complex credit and commercial concepts into practical guidance for engineers, product teams, commercial leads, and GMs who aren't credit specialists.
• Able to produce clean, clear narratives and visual presentations of insights and data into complex systems.

Our hybrid approach
Working together in person helps us move faster, collaborate better, and build a great Liberis culture. Our hybrid working policy requires team members to be in the office at least 3 days a week. At Liberis, we embrace flexibility as a core part of our culture, while also valuing the importance of the time our teams spend together in the office.