ABL Field Examiner

Wells Fargo is seeking a Lead Financial Collateral Examination Specialist

(Senior ABL Auditor / Field Examiner)

In this position, you will be part of a specialist team that plays a key role in assessing and safeguarding the bank’s secured lending portfolio. The role involves conducting financial collateral examinations at client sites, offices, and operational facilities. This includes reviewing receivables, inventory, financial statements, and commercial collateral. You will work directly with a wide range of businesses across varied industries, providing analysis that supports sound lending decisions. The position combines detailed financial review with regular client interaction and requires travel to client locations across the UK. There is no fixed travel pattern, but the work typically includes several days each week on-site with clients, followed by home-based working.

In this role, you will:

• Lead the most complex field examinations of current and potential borrowers’ financial records, including receivables, inventory, financial statements, and other commercial collateral.
• Take ownership of complex initiatives, including cross-functional projects with broad organisational impact.
• Participate in strategic planning for the Financial Collateral Examination function.
• Review and analyse complex, multi-faceted, large-scale or long-term business, operational, or technical challenges requiring in-depth evaluation of multiple factors, including intangible and unprecedented considerations.
• Make informed decisions in complex situations using a strong understanding of the Financial Collateral Examination function, relevant policies, procedures, and compliance requirements, leading teams to meet deliverables and drive forward new initiatives.
• Collaborate with colleagues, peers, and managers to resolve issues, share best practice, and achieve business goals.
• Lead projects within the Financial Collateral Examination function and act as a peer mentor.

Required Qualifications:

• Direct experience of Financial Collateral Examination (within an Invoice Discounting, Valuation Appraisals, or ABL environment), demonstrated through one or a combination of: work experience, training, military experience, or education.
• Commercial audit and accounting experience, ideally with extensive exposure to complex reviews and analysis.

Desired Qualifications:

• Accountancy or similar business-related qualification, or practical experience in general ledger, accounts preparation, and financial reporting.
• Experience working across multiple industries and adapting to varied client environments.
• A valid driving licence and access to a car for travel to client sites.

Job Expectations:

• Regular travel (including overnight stays) in the UK, with occasional travel within Europe. Client locations are spread across Manchester, Kent, the South East, the North West, and the Midlands (not including Scotland).
• No fixed travel pattern, but likely to include several days at client sites followed by home-based work.
• Ability to work independently in varied settings while maintaining strong communication and organisational skills.
• Adaptability to manage changing workloads and priorities, including visits to clients with diverse operational models.

• The role will primarily be performed remotely, and applications are welcome from candidates based anywhere within the UK, provided they can travel to client sites as required.

Posting End Date:

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.