Capital Markets & Treasury Manager

Join the Revolution in Car Finance 🚗💥

At Carmoola, we’re changing the way people get on the road – making it faster, fairer, and entirely built around the customer. We’ve started with car finance, reimagining it from the ground up with a seamless, digital experience that puts drivers in control.

Since launch, we’ve raised over £430m from top-tier investors (including QED), helped over 11,000 customers get behind the wheel – and we’re scaling fast.

To take things to the next level, we’re looking for a curious, sharp, and driven Treasury & Capital Markets Analyst to scale our young and fast-growing Capital Markets group.

Your Mission

You’ll will be responsible for the structuring, implementation and management of our debt facilities as well as supporting our fund raising activities – from establishing and running our liquidity and hedging strategy, to driving our exciting long term capital market objectives, while managing our relationship with key stakeholders (lenders, investors etc). You’ll be assisting the Director of Capital Markets and will have a material amount of autonomy and responsibility from day one, and the opportunity to define what Capital Markets at Carmoola really means.

This is a high-impact role for someone who thrives in high stake and fast-paced environments, thinks commercially, and demonstrates strong analytical skills. The Capital Markets Group works hand-in-hand with internal teams and external partners to deliver key funding and capital solutions to support Carmoola's growth.

Requirements

What You’ll Be Doing

· Treasury & Liquidity Management – establish and manage strategy, manage day to day liquidity position

· Debt Facilities Management – (i) debt covenant and trigger monitoring, servicer / investor reporting, address lender questions. (ii) Amend, source, negotiate, structure and execute facilities.

· Hedging – run all interest rate hedging activities

· Capital Markets strategy – assist and develop short term and long term strategies; monitor markets (pricing, competition, investor base); meet with banks, funds, asset managers etc

· Capital markets modelling and analysis– build models (cash flow models, dashboard etc), prepare and present ad-hoc analysis

· Equity raise – assist and prepare materials for equity raise discussions, negotiation and execution

What You’ll Bring

· Experience in Capital Markets or Structured Finance – ideally from a top-tier consulting firm, an investment bank, a rating agency or a fast-growth startup

· Innovative – You spot opportunities and move fast to test and secure them

· Analytical – Top-tier problem-solving skills – you think clearly, structure ideas well, and stay calm under pressure

· Modelling – Comfortable with modelling, Excel, Hex, Python, AI...

· Communication skills – You are confident externally, collaborative internally, and naturally bring others along with you

· Autonomous – Highly autonomous and motivated – you take ownership, move fast, and follow through

Genuine excitement for Carmoola’s mission and the chance to shape the future of how people get on the road.

Benefits

· Competitive salary range of £80–100k

· Hybrid working: 3 days a week in our London office, in the heart of beautiful Primrose Hill

· A high-impact role with room to grow. You'll be a key member of the critical and growing Capital Markets group – with the opportunity to shape and expand the role over time by delivering real results and unlocking new solutions.

· A culture of trust, kindness and ownership. We move fast, support each other, and enjoy the ride.